Attention homeowners: Real estate appraisal services for in Fort Worth and Tarrant County
The top seven reasons Texas homeowners call on Clearfork Appraisals:
We at Clearfork Appraisals understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a person not in the real estate industry that ordinarily doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other houses close to yours. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. A professional appraisal from Clearfork Appraisals is your number one weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping customers just like you remove unneeded PMI insurance.
Was your HELOC recently frozen?If your property is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An appraisal from Clearfork Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Clearfork Appraisals can help you with that. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.